The RushCard is the premier Visa prepaid debit card offered throughout the United States. You can only spend as much as you have deposited on the card, so this avoids any overdraft charges as well as high interest fees that come with traditional credit cards. With many consumers trying to repair their credit and get out of debt this card is sure to help because there is no worry of overspending due to the structure of this Visa card. Traditional banks offer free checking accounts but if you overspend they will charge you a NSF fee for each occurrence. If you make a mistake balancing your checkbook then one small mistake can turn into several larger ones. This could leave your checking account in a negative status and you owing your bank hundreds of dollars just to get your account to a positive balance. This is how banks make a majority of their money. If you do not pay that balance then it will be charged off and negatively impact your credit score. With the RushCard you will never have to worry about those expensive overdraft NSF fees.
Everyone would like a credit card, but do you really want the insanely high interest rates that come with those credit cards? Some credit card interest rates are 29% APR! With the RushCard you can avoid falling into debt because you will not have a credit balance that will continue to increase due to high interest rates. You can only spend what you load onto the card. There are also no hidden fees with this debit card and you have the ability to use it anywhere in the world as long as the Visa logo is present.
There are several ways you can add money to your RushCard. You can arrange to have your payroll checks directly deposited to the card, which will ensure that your money is available to use right away without having to wait for a check to clear. Depositing cash into the card is easy also, as you can do so at any Moneygram or Western Union location. An option to fund your card from your Paypal account is also made available to you. If you would like to add money to your RushCard by a check or money order that can be done by mailing it directly to the payment address. This method has zero cost and is completely free. If you have a checking account then you can load your debit card by doing an electronic transfer. This option however is subject to a 10 day hold, so it is not the most time efficient option when looking to add funds to your Visa card.
Since the RushCard is a Visa card it can be used at millions of retailers all over the world that accept Visa as a form of payment. It can be used to make everyday purchases, online shopping, and you can also withdraw cash at any ATM that carries the Visa logo. Each purchase that you make with the card is automatically deducted from your balance. To help you keep track of your balance and spending they offer an online area that will allow you to view your RushCard details and even create and manage a budget. This is a great tool to use to ensure that you use your card responsibly. You can also see your monthly statements online and print them for your records. Customer service is very important and they offer assistance 24 hours a day, 7 days a week through their toll free number or email support. If you ever have a question about your card you can be sure that it will be answered in a timely manner thanks to their commitment to excellent customer service.
The RushCard also comes with a variety of features and benefits that add more value to this card. The card offers a transfer option that allows its cardholders the option to transfer funds between cards with a click of the mouse. You can also set up your bills to automatically be paid from your card with their bill pay feature. The notification system available is state of the art and allows you to access your card account from your cell phone at no additional cost. This is a very convenient feature offered to you with no cost.
Along with your RushCard you will also receive a free prescription discount card that will get you unbelievable discounts on your prescription drugs. This will help you save money as you will receive discounts between 10% and 85% at national chain pharmacies as well as locally owned and operated pharmacies. Even if you already have health insurance you can still use this money saving card. They also offer you discounted health plans that can be automatically billed to your RushCard. They offer weekly and monthly payment options for this service. Not only is this available to you, but you can enroll your entire family. With options as low as 99 cents a week this is something that you should look into once you obtain your card. How would you like to earn money for telling your friends about the card? For each person that you refer, RushCard will deposit $5 on your card! You can start making money the day you get your card. Simply tell them your special assigned referral ID and earn money when they sign up. You can market this to friends and family and also to all of your social media friends on Facebook and Twitter by using special links and banner advertisements that will be provided to you. There is no limit to the amount of money you can earn, and everyone likes extra money! To add even more value to the card, they have partnered up with several online retailers to offer exclusive discounts to RushCard holders. This is just another example of the many added benefits available to all cardholders. The sign up process is very easy and you can chose from seven different card designs and select a card that matches your personality. If you are one of the nearly 60 million Americans that do not have a bank account due to bad credit then you need to take advantage of the features and benefits of the RushCard prepaid Visa debit card.
